Showing posts with label Ask Ruby. Show all posts
Showing posts with label Ask Ruby. Show all posts

Saturday, February 25, 2017

The Little Golden Nugget..













The Little Golden Nugget..

 

Want to become a Millionaire?

 

If you wanted to, you can become a millionaire in under five years. Most are able to do it sooner than that, but it not easy. There will be many sacrifices to make and obstacles to overcome, but if you are determined to make it happen, here how it all begin...... Dealing with adversity maybe your greatest teacher and it allows you to build the type of resilience that will helped you walk through the fire. Here's some advice:

Dealing with People: In the process of reaching the seven-figure mark, this is a must... learned dealing with people is the most important attribute.  Money is in others people pockets and they are waiting to give it to you, if you are willing to provide a product or service that they think they need or want, with honesty, trust, and integrity.

Handling Finances: In the first five years of business, many scraped by financially. In the first five years, many faced dozens of overdraft fees and late charges on almost every bill. Many have to sell their house, car, and precious belongings to keep moving forward. The Little Golden Nugget is to keep showing up and handle the business, despite the failures and discouragement.

Making Sacrifices: This is the hardest experiences. The Little Golden Nugget, the first payment of a product or service, with honesty, trust, and integrity, open up doors and opportunity to increase the bottom-line.

Dealing with Embarrassment: Credit cards, will be declined. Other people will be watching.  The Little Golden Nugget, always live below your means and develop a high respect for cash. Use credit cards for high priced items.   

Asking for Help: At a certain point in business, in order to grow your business hired a few key people. The Little Golden Nugget, not asking for help is the down fall of many businesses, if you need the help of other seek help with the goal of sharing the wealth, with honesty, trust, and integrity.


 
The Wisdom Store
RubyMae’s Collection:  Conscious  Art  Of  Black  Life.
  Dr.  Ruby Mae Chapman , a Creative Child of the Universe,  a Critical Thinker, Writer, Artist, Crafter, Life Encourager, Scholar, Researcher, and Grant Writer.  Owner of the Wisdom Store, writings include “Life Interruptions, “Ask Ruby” ,”Miss Manners”  and  “Messy Manners”.  Dr. Ruby Mae is featured in newsletters and magazines.
RubyMae’s Collection:  Conscious Art of Black Life
email:  rubymaescollection@outlook.com
facebook: rubymaescollection
twitter@rubymaescollect
Folk art focusing on the African Diaspora
Dr. Ruby Mae Chapman, Life’s InterruptionsCo-Founder of Napolean & Ada Moton Chapman Institute, Folk Artist, Children’s Advocate, Scholar, Researcher and Writer
visit my blogs: 
 http://thewisdomstore.wordpress.com/
for more inspiring readings.


Tuesday, December 1, 2015

Friday, November 27, 2015

8 Things Wise People do.


My Advice….



 

Life’s Interruptions

 

 As we are going about our business and something new, unplanned, many times unpleasant, comes and takes us off the planned course we are, were on –Life’s Interruptions.

 

What do I do when life throws me a curveball?

What do I do when things don’t go as I have planned?

Ask Ruby  

8 Things Wise People do.

 

1. They spend less than they earn

They routinely spend less than they earn success for themselves to a life of becoming debt free.

Tip:  In other words, pay yourself first.

 

2. They live within a budget

They spend and pay their bills, with confidence, they live life with an expression of joy.  I know how much I make, I know how much I save, and I know how much I spend!  

Tip: The best way to budget is by using credit cards for all items that you can pay for with cash.  Pay all credit cards off at the end of the month.  Pay cash for any items under $25.

 

3. They buy what they need

They realize the difference between what you need and what you want.

Tip:  Buy everything you need and negotiate for all the stuff you want.

 

4. They buy quality

They pay the lowest price for the highest quality brands that have proven to stand the test of time.   

Tip:    Buy quality over brand name.

5. They buy in volume

They buy what they need at one time. Making numerous trips to one store almost always leads to over-spending.

 

Tip:  Make a list and check it twice.  Buy in bulk if there is a discount.

6. They use discount coupons and vouchers

They pay less for everything they buy.

Tip:  Use money-off coupons, loyalty cards and discount vouchers to save.  

7. They comparing prices

They use price comparison websites and other online tools to find the lowest prices.

Tip: Think twice about prices and be will to walk away.

8. They make money the hard way, they earn it

They know how hard it is to earn money, so they're not fooled by scams and cons that offer little return on their money.

Tip:  If it sounds too good to be true, then it probably is.

 

Dr.  Ruby Mae Chapman, The Wisdom Store, Napolean & Ada Moton Chapman Institute, Children’s Advocate, Scholar, Researcher and Writer - visit my blog:  http://ask-ruby.blogspot.com/ for more inspiring reading.

Friday, November 20, 2015

7 Things You Should Say To Your Mate


My Advice….

 

Life’s Interruptions

 

 As we are going about our business and something new, unplanned, many times unpleasant, comes and takes us off the planned course we are, were on –Life’s Interruptions.

 

What do I do when life throws me a curveball?

What do I do when things don’t go as I have planned?

Ask Ruby  

7 Things You Should Say To Your Mate

If you have a healthy minds, bodies, and spirits the 7 things you should say to your mate should be uplifting, motivating and loving. You will never have enough money, and remember love is one of the most sought after treasures in life. Having a loved one, wife, husband, significant other, whatever you want to call them, to go through life with is invaluable. So, let’s keep them with loving words.  Start each rising of the sun and the closing of the same with these words, “Let words of my mouth and the mediation of my heart be acceptable in thy sight, God you are my strength and my redeemer”. 

 After listening and talking to men and women in relationship, here are the phrases that they want to hear keep the sparkler in the relationship.

1. “I am listening.”
You might think he/she is overreacting or even over-analyzing, but in healthy a relationship, you should try your very hardest to understand your partner’s perspective. Actually listening to their feelings and leaning in to show appreciation for their perspective motivates and encourages their stake in the relationship and increases their value.

When your partner feel like they’re allowed to communicate their thoughts and feelings openly, it leads to commitment and love that builds your connection. Encourage your partner to express his/her feelings, Lean in and listen to understand why they feel or believe what they do or say, and consider saying something like: “You’re being brilliant.” “And now I once again can see why I love.” “And now I once again can see why I love.”

2. “I care now more than before.”
If any phrase is heartwarming, this is it. Immediate a big smile. It’s a clear marker on the pathway to long and loving relationship is when one or both spouses become interested in the actions, thoughts, and activities of the other.  Going so far as to tell your partner you are in the relation with all of your heart, mind, body and spirit speaks volumes.

It’s such a caring way of conveying interest, and a better option is to both sit down take a deep breath and to look deep into each other’s eyes and say what you’re really feeling. “I care now more than before.”
If you truly do care now more than before. .It’s a clear marker on the pathway to long and loving relationship.  

3. “You/I/We will always ______.”
Wow. If you’re saying something in absolute phrases (i.e., “You always”, “I always”, “We always…”) these phrases are truly music to your mate’s ears. If someone is doing it always and it gets to your mind, body and spirit every time they do it, then say this is music to my ears!  Sharing what
“You/I/We will always ______.” And speaking in we phrases turns most person completely on or leads them in the direction that you want them closest to where both of you would like to be a trusting and faithful mate.   A mate thinks “I know how my mate will feel/think about the decision I am about to make. He/she trust me to always …”

Also another loving way to communicate is to always treat your mate as your best friend and partner.  Consider saying something like, “When you always______, it makes me always feel loved or that you will always care. I will always _____ you.

4. Nothing at all.
Saying nothing at all can be golden in your marriage.   When one partner says
nothing at all, it effectively brings the mate closer and allows you to listen and lean in and hear, and feel, what he/she has to say. In this moment you have given and shown total respect and regards for what your mate is saying or feeling. 

Saying nothing at all, is an indirect approach to demonstrating to your mate that you are listing.  Another indirect to saying nothing at all is by holding your mate’s hand in your hand and lovingly look deep into each other’s eyes and say nothing at all.



5. ¨Divorce is not an option.¨
It seems obvious, the marriage vows  says “Let no man/woman destroy or threaten what God brought together in marriage.
Divorce is not an option mean you believe in conflict resolution, which builds, makes, and maintains the foundation of your marriage.

When life’s interruption knock on your financial or bedroom door, try going for a walk or going to the gym. Clear your head. When you come back, you’ll be in a much better place to talk. To really get to the bottom or top of the matter seek counseling.

6. “Try, try, and try again.”

We all know marriages and truly meaningful partnerships are full time life situations and you have to try and try again. But when a person says I am sorry and let’s counseling, it’s like they’re believing and trusting.  It is saying to each other I love you and I want our relationship and marriage to work.

 Remind your partner and remind yourself that whatever it is, it may be hard or it may be difficult, and it may take both of you awhile. But the marriage vows are manifested in a relationship only if you truly believe what the marriage vows mean.  “Try, try, and try again.”

7. “I love you because? ¨
there is something about you that is so different from anyone else I have ever met. My life with you have made a big difference in how I deal with life’s interruptions. When we are together there is just that little something about the way you………..that reminds me of how much I appreciate  your spouse does do for you. It might just motivate him or her to do more of the same
“I love you because? ¨ 

 

 

Dr.  Ruby Mae Chapman, The Wisdom Store, Napolean & Ada Moton Chapman Institute, Children’s Advocate, Scholar, Researcher and Writer - visit my blog:  http://ask-ruby.blogspot.com/ for more inspiring readings.